FinGuard AI

Bank Reconciliation

Bank Statement

$284,500.00

Mercury Business Checking

Book Balance

$281,340.00

GL Cash Account

Difference

$6,055.00

Unreconciled

Last Reconciled

Jan 31, 2026

Acct ****4821

Accounts are not yet reconciled. There is a $6,055.00 difference to resolve.

Adjusted Bank: $286,331.33 | Adjusted Book: $280,276.33

Clear items as they are accounted for. The difference will update in real-time.

Bank Side

Bank Statement Balance$284,500.00
Outstanding Checks
3 remaining

#1042 - Office Supplies - Staples

2026-02-14 3d
-$456.89

#1041 - Freelancer Payment - J. Smith

2026-02-11 6d
-$4,500.00

#1039 - Insurance Premium - State Farm

2026-02-08 9d
-$1,850.00
Subtotal Outstanding-$6,806.89
Deposits in Transit
2 remaining

Client Payment - NovaTech

2026-02-16Clears ~Feb 19
$5,200.00

Stripe Payout - Pending

2026-02-17Clears ~Feb 20
$3,450.00
Subtotal in Transit$8,650.00
Bank Adjustments

Monthly Service Fee

2026-02-15
fee-$35.00

Interest Earned

2026-02-14
interest$48.22

Wire Transfer Fee

2026-02-10
fee-$25.00
Subtotal Adjustments-$11.78
Adjusted Bank Balance$286,331.33

Book Side

Book Balance (GL)$281,340.00
Book Adjustments
2 remaining

NSF Check - RetailCo

2026-02-13
nsf-$1,250.00

Bank Error Correction

2026-02-12
correction$186.33
Subtotal Adjustments-$1,063.67
Adjusted Book Balance$280,276.33
Reconciliation Summary
Bank Statement Balance$284,500.00
+ Deposits in Transit$8,650.00
- Outstanding Checks-$6,806.89
+/- Bank Adjustments-$11.78
Adjusted Bank Balance$286,331.33
Book Balance (GL)$281,340.00
+/- Book Adjustments-$1,063.67
Adjusted Book Balance$280,276.33
Difference$6,055.00